The FBI warns that scammers are increasingly using AI tools to create convincing frauds, particularly during the holiday season. Common scams include phishing attacks and AI-cloned voice schemes, which can deceive victims into providing personal information or money. Experts suggest protective measures such as verifying identities with secret codes, being cautious with unsolicited calls, and checking website legitimacy. Users should also limit personal information on social media to reduce the risk of targeted scams.